The Social Development Fund (SDF) was established in 1998 under the AfDB funded Poverty Reduction Project (PRP) as the project implementation unit under the Ministry of Finance and Economic Affairs. Using a participatory demand-driven intervention strategy, the SDF was highly successful in supporting community-based micro-projects, on-lending of credit to MFIs, VISACAs, NBFIs, FNGOs and CBOs, capacity building to MFIs and coordinating entrepreneurial training for selected intermediaries. In recognition of the successful outreach and satisfactory performance of the SDF, the Government of the Gambia approved the transformation of the SDF into a Fiduciary Financial Institution (FFI), i.e. a Trust Company which enables it to operate as a not-for-profit Company registered under the Companies Act as an Apex funding institution for the development of microfinance operations in the Gambia.

As a Trust Company the SDF identifies and mobilizes resources and manages funds in ‘trust’ for and behalf of the Government of The Gambia (GOTG) and donors for wholesaling to a multitude of prudently managed retail financial intermediaries in the Gambia.

The SDF has a country-wide coverage, covering the 6 Regions of The Gambia from its 3 Regional Head Offices in Kanifing (covering GBA & WCR), Farafenni (covering LRR & NBR) and Brikamaba (covering CRR & URR).

Regional Offices